1. Introduction and Acceptance

Welcome to TradeTrackers ("Service," "Platform," "we," "us," or "our"). By accessing or using our trading journal application, you agree to be bound by these Terms of Service ("Terms").

By creating an account or using the Service, you:

• Confirm that you are at least 18 years old
• Agree to comply with these Terms and our Privacy Policy
• Acknowledge that you have read and understood the Risk Disclaimer below

2. Risk Disclaimer

2.1 Not Investment Advice

2.2 Trading Risk Warning

2.3 Your Responsibility

By using this Service, you acknowledge that:

• All trading decisions are yours alone — We provide tools to track and analyze, not to advise
• You should consult with qualified professionals — Including financial advisors, tax professionals, and legal counsel
• You are responsible for your own due diligence — Research and verify before making any investment
• Analytics are for informational purposes only — Statistics and metrics should not be relied upon as trading signals

2.4 No Guarantee of Accuracy

While we strive for accuracy:

• P&L calculations may contain errors
• Imported data may have inaccuracies
• Analytics and statistics are estimates
• Third-party data (Plaid, broker imports) may have delays or errors

3. Description of Service

3.1 What We Provide

TradeTrackers is a trading journal and analytics platform that offers:

• Trade Journaling: Record and organize your trades manually or via import
• Performance Analytics: Statistics, charts, and metrics about your trading
• Broker Import: Import trades from CSV/JSON files (TOS, Fidelity, etc.)
• Plaid Integration: Optional automatic trade sync from connected brokers
• Custom Tags and Notes: Organize and annotate your trades
• Data Export: Export your trade data in various formats

3.2 What We Do NOT Provide

• Investment advice or recommendations
• Real-time trading execution
• Margin or leverage calculations for live trading
• Automated trading or trade execution
• Tax advice or tax document preparation
• Licensed financial planning services

4. Account Terms

4.1 Account Registration

To use the Service, you must:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Be at least 18 years of age
• Not share your account with others
• Notify us immediately of any unauthorized access

4.2 Account Security

You are responsible for:

• Maintaining a strong, unique password
• Enabling multi-factor authentication (recommended)
• Keeping your login credentials confidential
• All activity that occurs under your account
• Logging out from shared devices

4.3 Account Suspension or Termination

We may suspend or terminate your account if you:

• Violate these Terms of Service
• Engage in fraudulent or illegal activity
• Abuse the Service or other users
• Provide false or misleading information
• Fail to pay applicable fees (if any)

5. Acceptable Use

5.1 Permitted Uses

You may use the Service to:

• Track and journal your own trades
• Analyze your trading performance
• Import your trading data
• Export your data for personal use
• Share insights for educational purposes (without sensitive data)

5.2 Prohibited Uses

You may NOT use the Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Distribute malware or malicious code
• Attempt to gain unauthorized access to our systems
• Scrape, crawl, or automatically extract data
• Reverse engineer or decompile the software
• Resell, redistribute, or sublicense the Service
• Use the Service for any illegal trading activity
• Submit false, misleading, or fraudulent information
• Harass, abuse, or harm other users
• Interfere with the proper functioning of the Service

5.3 Data Accuracy

You agree to:

• Enter accurate trade information
• Not manipulate data to create false performance records
• Not use the Service to mislead others about your trading performance
• Take responsibility for the accuracy of imported data

6. Intellectual Property

6.1 Our Property

The Service, including its original content, features, and functionality, is owned by TradeTrackers and protected by copyright laws, trademark laws, and other intellectual property rights.

You may not copy, modify, distribute, or create derivative works without our written permission.

6.2 Your Data

You retain ownership of:

• Your trade data
• Your notes and tags
• Your custom settings
• Any content you create within the Service

By using the Service, you grant us a limited license to:

• Store and process your data to provide the Service
• Create anonymized, aggregated statistics (no personal identification)
• Back up your data for disaster recovery

7. Third-Party Services

7.1 Plaid Integration

The Service integrates with Plaid for brokerage account connections:

• Plaid is a separate service with its own terms and privacy policy
• We are not responsible for Plaid's availability or accuracy
• Your use of Plaid is governed by Plaid's terms
• We do not access your brokerage credentials

7.2 Broker Data

When importing data from brokers:

• We rely on the accuracy of broker-provided data
• Import parsing may not capture all data correctly
• You are responsible for verifying imported data
• Broker format changes may affect import functionality

8. Disclaimers and Limitations

8.1 Service Availability

We do not guarantee:

• Uninterrupted or error-free operation
• Accuracy of all calculations and analytics
• Compatibility with all devices or browsers
• Availability of specific features
• Protection against all security threats

8.2 Disclaimer of Warranties

To the maximum extent permitted by law, we disclaim all warranties, express or implied, including:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness of data
• Reliability of calculations

9. Limitation of Liability

9.1 Indemnification

You agree to indemnify and hold harmless TradeTrackers from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your trading activities
• Your violation of any third-party rights

10. Termination

10.1 By You

You may terminate your account at any time through:

• Settings → Account → Delete Account
• Email request to support@tradetrackers.ai

10.2 By Us

We may terminate your account:

• For violation of these Terms
• For extended inactivity (with notice)
• If the Service is discontinued
• At our discretion with 30 days notice

10.3 Effect of Termination

Upon termination:

• Your access to the Service will end
• Your data will be deleted per our Data Retention Policy
• You may export your data before termination
• Certain provisions of these Terms survive termination

11. Dispute Resolution

11.1 Governing Law

These Terms are governed by applicable laws, without regard to conflict of law principles.

11.2 Arbitration

Any disputes shall be resolved through binding arbitration in accordance with applicable rules.

11.3 Class Action Waiver

You agree to resolve disputes on an individual basis:

• No class actions
• No class arbitrations
• No representative actions

12. General Provisions

12.1 Entire Agreement

These Terms, along with our Privacy Policy and Data Retention Policy, constitute the entire agreement between you and TradeTrackers.

12.2 Severability

If any provision is found unenforceable, the provision will be modified to the minimum extent necessary, and other provisions remain in full force and effect.

12.3 Changes to Terms

We may modify these Terms at any time. Significant changes will be communicated via email. Continued use constitutes acceptance of changes.

13. Contact Information

For questions about these Terms:

Email: support@tradetrackers.ai

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Summary of Key Points

Topic	Summary
Nature of Service	Trading journal and analytics platform — NOT investment advice
Risk	Trading involves significant risk; we provide tools, not recommendations
Your Responsibility	All trading decisions are yours; consult professionals
Data	You own your data; we process it to provide the Service
Liability	Limited liability; no responsibility for trading losses
Account	Keep credentials secure; we may terminate for violations
Changes	We may update Terms; continued use = acceptance

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